"Scratch." "Wampum." "Dough." "Sugar." "Clams." "Loot." "Bills." "Bones." "Bread." "Bucks." "Money." "That which separates the haves from the have-nots." "But what is money?" "right?" "Half of all American adults have more credit card debt than savings." "25% have no savings at all." "And only 15% of the population is on track to fund even one year of retirement." "Suggesting what?" "The middle class is evaporating?" "Or the American Dream is dead?" "You wouldn't be sitting there listening to me if the latter were true." "I think most people just have a fundamentally flawed view of money." "Is it simply an agreed-upon unit of exchange for goods and services?" "$3.70 for a gallon of milk?" "Thirty bucks to cut your grass?" "Or is it an intangible?" "Security or happiness." "Peace of mind." "Let me propose a third option." "Money as a measuring device." "the hard reality is how much money we accumulate in life is not a function of who's president or the economy or bubbles bursting or bad breaks or bosses." "It's about the American work ethic." "The one that made us the greatest country on Earth." "It's about bucking the media's opinion as to what constitutes a good parent. because you've resolved to work and invest in your family's future." "And taking responsibility for the consequences of those actions." "Patience." "Frugality." "Sacrifice." "what do those three things have in common?" "Those are choices." "Money is not peace of mind." "Money's not happiness." "at its essence... that measure of a man's choices." "Okay. financial advisors." "Mmm-hmm." "Sure." "You're doing your due diligence." "we don't know..." "Call me Marty." "we don't know that much about stocks and investing." "I kinda do." "I do." "I just don't have time to do the research." "We wanna be comfortable with who we trust our money to." "Um-hum." "um... what are your..." "What are your financial plans?" "Do you have a... a five-year goal?" "ideally." "And we would like a pool." "We're not getting a pool." "We're getting a pool." " He does this all the time." " Pools are tricky." "recoup your money when it comes time to sell." "they're poor." "gotta be in the city at 4:00." " Yep." " Leave in ten?" "meet the Hunkins." " Oh." "Hi!" " This is Liddell of Liddell  Byrde." "This is Bruce Liddell." "so... so you didn't tell them?" " What about?" "we handle 73% of Northwestern's entire surgical staff." "that's our appointment." "we're about to stop taking on new clients." "There is an Edward Jones office on Wacker I hear does a halfway decent job." "Or... you tell me if it's not too late... 000 would still open an account here today." "And we'd be happy to take check or credit card." "Okay." "Um... check?" "Great." "Great." "I'll see you in the car." "Yep." "magnificent architecture." "I know for a fact I'm the first person showing this." "So you guys are in for a treat." "Views of the Chicago River." "Room for expansion." "baby." " The lease options are... not while I'm working." " I love when you give me boundaries." "what do you think?" "Don't you love it?" "It's nice." "Very nice." " It's nice?" " Yeah." "you're in that corner." "boom." "Two receptionists." "What kind of windows are these?" " The kind you see through." " I don't know." "right? 20% higher in the summer." "Something to consider." "You wanna go call some clients or something?" "I think Marty and I need to huddle up." " He's being a little bitch." "Yeah?" "Okay." " Yeah." " Sure." " All right." "Saw your computer screen. dude." "What are you thinking?" "You and Wendy been together how long?" "Twenty years?" " Twenty-two." " Twenty-two years." "those threads are stripped." " It's a long time." " It's a long time." "Liz..." "Liz..." "Nothing's off-menu." "This girl's got a wink like a fox trap." "This is your future wife you're talking about." "whoa." "Easy." " That is enough." "settle." "I do." "But you're living a tragically subdued life." "Mmm-hmm. and yet I can see my place in Trump Tower from here and you're driving a ten-year-old Camry with cloth fucking seats?" "Nothing wrong with that Camry." "sex-wise." "really?" "Really?" " Yeah." "with clients present." "Wow." "be honest." "When was the last time you were really truly happy?" "come on." "okay." "You got me." "You got me. but I am taking a fucking bite out of the apple." " Are you?" " Yeah." "check this out." "Check this out." "Liz and I went here... last weekend." "Amazing." "Amazing." "Look at this." " Lake of the Ozarks?" " Yeah." "Lake of the Ozarks." "baby." "I thought I was gonna hate the place." "Got there... almost pissed myself." " Yeah?" " Seriously." "This bad boy... than the entire coast of California." "yeah." " Come on." "descend on the place." "condos." " You keep this." "You hold on to this." " This is mine?" "you put that on your vision board." "Okay?" "it's got everything." "you can buy land right down to the waterline." "okay?" "Use it as an excuse to get out of the city." "probably your marriage." "boys?" " I think we'll take it." " Nice." "we're not..." "We're not..." "We're gonna consider it." " We're not taking it yet." " Mm. and then suddenly you realize that you're having fun." "Think about your trampoline." "your father and I fought about getting that for years. the two of us were doing backflips out there with you." "I don't want to go to the dance and I'm not gonna have fun." "why make him go?" "It's a school dance." "Everybody stands around." "retard." " Hey." " You're the retard." "both of you." " We don't use that word." "You know that." "maybe you should go." "Then you can wear your Minecraft T-shirt and take your spear." "screw you." "please." "Your brother is handsome no matter what he wears." " Give me that." " Gotta put yourself out there." "please." "I was watching that." "I was." "Give it to me and eat your dinner and leave your brother alone." "Why do you always take his side?" "Not like you ever say anything to him." "Not taking his side." "You're picking on him." "okay." "Just stop." "let's do it." "How was your day?" "How was yours?" "My day was very exciting." "I went to Costco." "And then I went and got groceries." "And then I..." "I dropped off the recyclables." "And then I took Jonah to the dentist." "And then..." "Do not throw that out." "Your father might want it later." "thank you." "No." " Okay." " That's very exciting." "groceries on Monday?" "Um-hum." " I need ten dollars." " What for?" "There's a fundraiser for Hannah Lawson." "Is she all right?" " She has psoriasis." " Oh." "Jesus Christ." "okay?" "No." "Is it?" "honey." "There's no cure." "let's save our money." "if they're close to a cure for flaky skin and your contribution's gonna put a crack team of dermatologists then I'm gonna pony up." "I'd like to save my ten bucks." "Okay?" "but why are you acting so dickish?" "it is only $10." "you're gonna work for a living and you're not gonna like people with hands in your pockets." "get the ten dollars out of my purse." "it's fine." "Let her face fall off." " It's..." " It's ten dollars." "For God's sake." " What?" "She asked me for $20 last week and $50 the weekend before that." "She's 15 years old." "She needs to know the value of money." " Do you not agree?" " I agree." "Your Consumer Reports came today." "That's ironic." " Thank you for dinner." " I worked hard at it." "and we wanted to look further." "And while studies have shown that potentially deadly side effects families affected point out that the incidence of life-threatening blood clots is still double..." "Do you want the History Channel?" "Mm-mm." "Thank you." "I'm watching something else." "I'm tired." "You seem awfully quiet." "Just got something on my mind." " Do you care if I go to bed?" " Mm-mm." " Good night." " Good night." "Daddy." "Good night." "I got it." "have you?" "Why?" "Handsome." "Clean." "Fit." "Let me guess." "Your wife won't do what you want her to do." "working all day so I could stay at home... uh... let's face it... but... but now they're both teens and in school all day." "too." "Even though you pay a shit-pot full of state taxes and live in a top-rated public school district... who's never missed a mortgage payment?" "Marty Byrde." "Nice home on a quarter-acre squared-off lot in the suburbs?" "Marty fucking Byrde." "Putting presents underneath the tree since 2002." "Not only would I not cheat on you... but I..." "I'd let you do... anything... you... wanted." "Do me a favor." "Don't come too fast." "Hey." "baby." "It's a workplace." "Yeah." "Thank you." "it's Bruce." "I'm at Hanson's." "Trucking?" "Why?" "Marty." "Now." "Bruce." "It's the middle of the night." "and I can try..." "Del." "Del's here." "Okay." "Bruce." "Marty." "Del just has a few questions." "He's..." "Yeah?" "What's going on?" "Del." "Didn't know you were coming in town." "thanks." "Where's my $5 million?" "Your what?" "Your $5 million?" " What's he talking about?" " Have a seat." "Whatever's between you is your business." "Got nothing to do with me and my dad." "son." " We run a clean shop." " Clean?" "Other than the $100 million in drug money that you and your father collect and transport to these two gentlemen to launder?" "Clean to you." "I'm sure there's a perfectly good explanation." "No. "Stolen." That's my word." "Sit down." "Yeah." "we are not stealing from you." "We log all of our weights." "Check 'em." "The numbers don't lie." "Should tell that to him." "Marty Byrde can make $100 million in dirty money disappear like spit on a hot skillet." "Mr. Rio?" "I have to pee." "Of course." "I started working for my parents' grocery store." "but it fed six kids." "We had four cashiers." "our best... maybe 30... started there when she was 15." "She was loyal. because she was always there." "Always with a smile." "my father's closing up... and he sees Aunt Carlotta slip five dollars' worth of pesos... into her pocket." "He could not believe it." "Carlotta?" "why didn't you just come to me?" "Carlotta was a proud woman." "but... proud." "no husband." "Her youngest one had asthma." "Said she needed the money to buy medicine." "So her boy could breathe." "Cried like a baby." "Swore she would never do it again." "Begged my father not to fire her." "Begged." "Mr. Hanson... what should my father do with Aunt Carlotta?" "Five dollars?" "she's gone." "You put her on probation." "Probation." "I love America." "Bruce?" "One mistake against 15 years." "Del." "what should my father do?" "I know what this is." "I know what you're doing." "This is an intimidation audit." "you think you can just come in here unannounced and someone's gonna admit to skimming?" "you're fishing." "people steal." "I get it." "But you got a distribution chain downstream that's run by meth heads and drug dealers." "That's where you're gonna find your Aunt Carlottas." "They're not in here." "We've been laundering money for Mr. Navarro for ten years?" "That's right." "The only thing you've done here is you've involved a civilian." "All right?" "uh..." "Dale Carnegie-Pablo Escobar ruse?" "I think that that's beneath you." "Del." " Ruse?" " Ruse." " That's a good word." "Muchachos!" " What the fuck?" " Put it down!" "Del!" " What the fuck?" " Shit!" "Liz!" "Marty!" "shut the..." "Shut the fuck up!" " He came to me." "It was Bruce." " It was Bruce." " It was his idea." " Hey!" "Shut... what have you done?" "listen." "Listen to me." "You don't wanna do this." "Tell me..." "Goddamn it!" "He... he made a terrible mistake." "We will work for free!" "my dad had nothing to do with this." "You know what I like about Chicago?" "All the Mexicans." "the language." "The women." "I feel at home." "You know what I dislike about Chicago?" "All the fucking Mexicans. drug hub of the US." "FBI... all circling like buzzards." "And where does all the drama come from?" "Hmm?" "Four sticky-fingered white men." "he's my son." "Please." "He made a terrible mistake." "I can make this right." "I can make it right." "I..." "I can make it right." "A father shouldn't have to see his child die." " Dad!" " No!" "Bruce?" "Hey." "Hanson's men picked up the shipment of cash along with whatever legitimate load." "Air conditioners." "Subtract the weight of the cash from the weight of the trucks..." "We rigged the gas gauges." "They'd read full when they were five gallons light." "Bruce?" "Eight million over three years." "Okay." "Ready?" "Marty had nothing to do with this." "This is all me." "I need you to understand..." "I..." "I would've never done any of this if I thought it would hurt you." "And I am..." "Let me just say goodbye to my kids." "They're asleep." "And I'll just... you know." "And they're confused... and worried about me." "Hang on one second." "I'll just leave a message." "Tell 'em that I'm going away somewhere and that I'm gonna miss 'em." "They know." " Where are they?" " Huh?" "Are your kids in school?" "Summer break?" "What?" "summer break?" "I don't want to do Wendy in front of the kids." "Wendy doesn't know anything about what I do." "I never told her about anything that I do." "Not once." "Not once." "You don't need to do anything to Wendy." "hang on." "Hang on." "wait." "One second." "Just talk to me for one second." "Just hang on a second." "Um..." "More shoreline..." "More shoreline than the whole coast of California." "Excuse me?" "This place right here has more shoreline... than the whole coast of California." "every summer... listen to me." "the population of this place explodes." "Tons of tourists." "Midwesterners from all over the place." "loaded with cash." "Okay?" "That's why I got this brochure." "one second. and I brought it back to talk to Bruce about it. and I wanna do what we do down there." "You're right about Chicago." "You got the FBI and the ATF and the CIA." "And they're all..." "They're circling around Chicago. and I just..." "We need a new hub." "I need a new hub." "Okay?" "This place..." "It's away from every single law enforcement agency in the US and it's cash rich." "Okay?" "what do I do?" "I launder ten percent of what the cartel does in the US?" "Right? that's 85% that's getting shipped across the border into Mexico." "All right?" "And how much of that is getting seized?" "A lot." "It's a waste. bribe the border patrol guys and the politicians and the judges and all that stuff?" "It's all going out the window." "Just give it to me." "I want more than just the ten percent." "I want it all." "And I wanna take it down there." "Okay?" "What did these guys take from you?" "Was it eight?" "Is that what they said?" "I'll get you that." "I'll put that together." "I'll make you whole." "okay?" "I give that to you... just like I planned." "And I just start washing money." "Tons of it." "Nothing but washed money." "That's all that matters." "Come on." "Come on. and I'll launder twice what we're doing right now." "Five years... $500 million." "I can do that." "It's got more... more shoreline" " than the whole coast of California." " You said that already." " Here we go." " Come on." "$500 million in five years?" "Hey." "$500 million in five years?" "Yeah." "No question." "You have 48 hours to get me my money." " Okay." " Cash." "no cashier's checks." " Cash." "All of it." " Cash." "I understand." "After I have my money... you have another 48... to be on the road to these Ozarks." "I want you to be ready to set up shop within a week." "Yeah." "Marty... when I drive by your house... there better be a "For Sale" sign on your lawn." "Come on." "No." "There is no choice here." "stop." "We have to call the police." "okay?" "I..." "Or do you want to just role-play it? and you're the wife of the top money launderer for the second largest drug cartel in Mexico." "Go. if we even get that far." "If we make it that f..." "The kids and I are in danger?" "Well..." "What do you wanna hear?" "people who drive trucks full of cash they don't exactly have a code of ethics they adhere to." "We're not going to the police." " Send Liz to the police." " No." "Bruce didn't come home." "He's missing." "Wendy." "She's dissolving in a barrel next to the one they stuffed Bruce into." "Now here's what I'm gonna do." "Over the next two days..." "I'm gonna try to pull together $8 million to pay back what Bruce stole." " What we're not gonna do is..." " Do we even have that much?" "it's gonna be tight. but I'm gonna try." "okay?" "We're gonna prioritize and we're gonna compartmentalize." "okay? and we're gonna list the house." "Then you're gonna call a moving company." "Then you and the kids are gonna pack." "You can help 'em or let 'em do it themselves." "after school... okay?" "That's it." "get three bids." "The money's gonna be tight." "you're going." " We're all going." " Not me." "I'm gonna live with Caitlin." "woods and stuff?" "what the fuck?" "and-and-and mothers and wives... they relocate with their families all the time." "okay? - relocated once a day." " You're a financial advisor." " A self-employed financial advisor." " That's right." "You decide where the opportunity is." "and I've decided the opportunity is in Missouri." "we understand..." " It's simple." "That this is... this is upsetting." "I get how hard this is." "so we are..." "We're making this move as a family." "We would prefer if you would... see it as an adventure." "thanks for the eggs and the shit sandwich." "Charlotte..." "I got her." "You okay?" "cash." "400." "we don't keep that kind of money on-site. and then come by the bank and withdraw it." "Not in cash." "stop." "let's slide it into mutual funds." "I'll be back in six months with twice the money." "I'm not explaining myself correctly." "Just because it says the money is in your account physically." "I know how the banking system works." "That's why I'm calling you in advance so you can get it." "forget it." "plus another 32% in taxes." "there seems to be a disconnect vis-à-vis large wire transfers and your expectations about withdrawing it in cash. and I suspect that that puts you in a woefully undercapitalized position relative to your obligations to the FDIC." "Okay?" "unless you're the vice president of the one institution that is exempt from the liquidity ratio laws I suggest you place a call to the Federal Reserve and you order yourself up a shit-pot full of cash." "um..." "Yeah?" "Do you need help with something?" "unfortunately." "I'm sorry?" "okay?" "um... you were great." "All the way through." "Marty's in business with some very bad people." "We need to leave town." "the financial advisor?" "Mr. Consumer Reports?" " Holy shit." " We leave tomorrow." "wait a second." "Wait." "Are... are we talking about run-for-your-life kind of leaving?" "Or a witness protection situation?" "Everything's on the table." "Holy shit." "Holy shit." "Leaving..." "leaving for where?" "The Lake of the Ozarks." "The Ozarks?" "good Lord..." "what is that even like?" "I think it's where camouflage is a primary color." "His name's Gary Silverberg." "He's a partner with McNeil-Roberts downtown." "Know him?" "Uh-uh." "On the board of half a dozen nonprofits." "Joffrey." "He sees your wife at least twice a week." "Sometimes more." "Either his place or somewhere closer to yours." "Fairfield Inn." "The DoubleTree in Alsip's where I tagged 'em." "This "Sugarwood" right there." "What is that?" "you jumped the gun asking to meet today." "I transfer everything from a working file to a folio binder." "arbitration." "tell me what it means." "Sugarwood's her pet name for him." "right." "I got it." " "Give me some of that sugar." Yeah." " I got it." "Thank you." "where is Marty now?" "He's paying back the money that his partner stole." "I don't know. freeze your assets to force his cooperation." "You need to get as much as you can as fast as you can." "Fuck." "Fuck!" "Fuck! how difficult would it be for someone to disappear?" "You or him?" "Careful." "and the family." "Family of four." "credit cards." "You could do it." "anyway." "Then your money'd run out." "Instagram..." "Your wife has one Lemon Drop too many wants to share." "Yeah. go somewhere with no extradition to the US. how much money they have." "Hang on." "Hang on." "I just got a text from my bank." "My wife emptied our checkings and savings." "You got a gun?" " No." "What?" " Good." "Silverberg lives in the Aqua Tower." "80th floor." "What makes you think she's there?" "It's Thursday." "this is Wendy." " Leave me a message." " Fucking bitch!" "Gary?" "I'm back!" "Twenty-two years!" "Never cheated." "Not once." "And I had the chance..." "more than a few times." "But I never ever took it." "I worked." "did it all over again." "huh?" "And now you want to try to take our money?" "You want a divorce?" "I will show you the meaning of ugly." "You will lose." "I will lawyer up." "I will dig in." "I..." "Whoa!" "man." "Come on." "Damn!" "Wendy?" "Marty?" "Marty." "She knows about our business." "What kind of man isn't willing to lie to save his wife's life?" "Was that before or after you found out she was fucking the lawyer?" "After." "Ouch." "huh?" "you're calculating the smart move." "Divorce her... things turn ugly... she holds what you've done over your head. day by day." "Or I take care of our Wendy problem... right here... right now." "Your call." "you there?" "What should my father do?" "Your father?" "About Aunt Carlotta." "You never answered my question." "What should my father do about a woman who steals from him?" "A loyal woman." "A mother." "With him 15 years." "What did my mother make him do?" "Fire her." "Why?" "It's not the first time she stole from you." "What was it?" "It's the first time you caught her." "You're welcome." " Hi." "Good morning." " Mr. Byrde." "Hi." "What's this?" "good to see you." "thank you." "Am I under duress?" "No." "What are you doing?" "stop that." "There's been no kidnapping." "uh... a business opportunity that requires cash." " Sir." " Yeah?" "There's no business opportunities that require that much cash." "I agree to disagree." "Where's my money?" "we can't cover that amount within 24 hours." "Okay." "There's two federal agents here." "Which means you wouldn't take the chance that there was a kidnapping and not have my money. and I'm gonna tell these people that I can't get my money out. and you get a good old-fashioned run on this bank." "400 into a hot tub... that is 100% my business." "where's my money?" "The Great Depression." "That's when the Lake of the Ozarks was built. 1929." "But you know all that." "You're Marty Byrde." "right?" "How long again?" "Long time." "950." "But it is not..." " It's not a problem." " What did I tell you? but I also have a minivan that I haven't sold yet." "And this..." "It's a Honda Odyssey." "It's... it's top-ranked minivan in the US." "000 and I get the cash..." "I'll buy the Odyssey from you for 27." "000." "Take that from the cash." "000 a month?" "Top-ranked minivan in the US." "Okay?" "Good." "000 with you to Missouri... and clean it." " Clean it?" " Mmm-hmm." "It's..." "That's clean." "It's already clean." "You want me to clean it?" "Again?" "You'd lose 15%." "Another 25% in taxes." "Minimum." "is it?" "I have to see that you can do it." "Marty... between intrigue and thinking this whole Ozark thing is complete and utter straw-grasping bullshit." "But I'm willing to roll the dice." "Because you're special." "You have a gift." "But if I think that you're trying to fuck me..." "I will have to kill you... and Wendy... and Jonah... and Charlotte." "And not in that order." "Yeah." "Put it all back in his trunk." "the other day you said..." "Where's my $5 million?" and Bruce and the Hanson kid took eight." "Mm." "You were right." "I was fishing." "I didn't know they stole a damn thing." "And you killed Liz on a hunch." "On a tell." "I've been working with you and Bruce for how long?" "You ever known him not to constantly run his mouth?" "Mom?" "um... so... if there is... anything in here that you can just combine... okay?" " Okay." "Okay." " Just keep a really good attitude." "all right?" "I know we'll work this out later." "I really do." " Okay?" " Okay." "Thank you." " Went straight to voice mail." " Hang up." " You want me to keep trying?" " No." "Possible he ran." "Changed his mind." "Took his chippie and left the country." "Agent Petty?" "I think we got 'em all." "18 bugs went in." "I want 18 out." "My name's on the req." "sir." " You don't seem too upset." " It is what it is." "Liddell was our in." "You heard him." "He would have been a fantastic government witness." "Muslims." "We all want to believe that these people are more than they are." "And they're not." "If they weren't... they'd be cleaning toilets." "They're not criminal geniuses." "They're pathological liars on the path of least resistance." "Liddell was no different." "though." "I'm confused." "the cartel." "Why..." "Why would we do all this if Bruce was just "entertaining"?" "Where is Martin Byrde?" " Where you going?" " Just gonna take a leak." "♪ Then in your life ♪" "♪ There comes a darkness ♪" "♪ There's a spacecraft ♪" "♪ Blocking out the sky ♪" "I'm so sorry." "♪ And there's nowhere ♪" "♪ To hide ♪" "I'm so sorry." "♪ You run to the back ♪" "♪ And you cover your ears ♪" "♪ But it's the loudest sound ♪" "♪ You've ever heard ♪" "♪ And are we trapped ♪" "♪ Rag doll cloth people?" "♪" "♪ We are helpless ♪" "♪ To resist ♪" "♪ In our ♪" "♪ Darkest hour ♪" "Dad." "♪ But it was just a laugh ♪ ♪ Just a laugh ♪" "♪ Just a laugh ♪ ♪ Just a laugh ♪" "♪ Even at this angle ♪" "♪ And so we crumble ♪" "♪ A ten-ton head made of wet sand ♪" "♪ This dread still covers us ♪" "♪ You gotta be kidding me ♪" "♪ The grass grows over me ♪" "♪ Your face in the glass ♪ ♪ In the glass ♪" "♪ It was just a laugh ♪ ♪ Just a laugh ♪" "♪ It's whatever you say it is ♪" "♪ A split infinity ♪" "♪ And in your life ♪" "♪ There comes a darkness ♪" "♪ And a spacecraft ♪" "♪ Blocking out the sky ♪" "♪ And there's nowhere to hide ♪" "♪ You run to the back ♪" "♪ And you cover your ears ♪" "♪ It's the loudest sound ♪" "♪ You've ever heard ♪" "♪ In your ♪" "♪ Darkest hour ♪" "♪ If you had another me ♪" "♪ If you had another me ♪" "♪ So dark ♪" "♪ If you had another me ♪" "♪ If you had another me ♪" "♪ Sweet time ♪" "♪ Sweet time ♪" "♪ Sweet time ♪"