"incurred a loss of 12 billion yen due to investment failure in stocks." "Hanzawa was entrusted with reviving the hotel." "If Iseshima Hotel should be classified as a troubled borrower 85.286)}Financial Services Agency (FSA)" "256.285)}Tokyo Chuo Bank 230)}Loan" "259.285)}Iseshima Hotel 320.429)}Troubled Borrower" "163.714)}Classifies as Effectively Bankrupt Borrower 321.714)}Reserve Fund" "187.143)}Notification to Set Aside Reserve Fund 410)}Loan Loss Provision" "272.429)}Loan Loss Provision the bank will have to come up with an enormous loan loss provision amounting to more than 100 billion yen." "Hanzawa found out that behind the investment failure there was actually a conspiracy to cover it up in order to qualify for the loan." "It was imperative that Hanzawa resolve Iseshima Hotel's problem who should appear before him but..." "We will now conduct the FSA inspection." "Nice to meet you." "Long time no see." "FSA inspections were being carried out at all the major branches of Tokyo Chuo Bank nationwide." "this was unquestionably 339)}FSA Inspection First Hearing Investigation the beginning of a battle with the Financial Services Agency." "Do you believe in fate?" "I do." "I got to meet you again like this." "I see you're back with the Financial Services Agency." "Congratulations." "I see you've risen in the ranks as well." "439)}Financial Services Agency Chief Inspector KUROSAKI SHUNICHI" "Using that branch manager as a stepping stone." "Iseshima Hotel is the most important issue this time around. 414)}Director Kishikawa Shingo please take it easy on us." "let's hear it." "I will be giving you the credit details of Iseshima Hotel." " As you can see in the handout..." " Start out with the explanation for the 12 billion yen loss." "that is..." " I can't hear you!" "That was an unexpected loss due to investment failure in stocks." "We'll start out by giving you the details of its performance in its primary business of hotel management." "438)}Operations Department 2 Manager NAITO HIROSHI 414)}Operations Department 2 ONODERA JUNJI" "Onodera." "Let me start over." "and it had a deficit for the first time in 20 years." "particularly Asia..." "Be more specific!" "What did it do with what?" "Business partnerships with major travel agencies in Shanghai and Singapore have already been settled." "it's moving ahead with its plans to integrate an IT system to include the company it employed to develop the system isn't it?" "Yes." "Nalusen is one of the top 5 IT-related companies in the country." "and it is one of the critical factors of this hotel restructuring plan." "fine." "But the crucial thing is the huge loss of 12 billion." "How do you propose to make up the deficit?" "It can manage to raise funds to keep going for a while by along with the stocks it holds in affiliated businesses." "That... would amount to maybe 5 billion." "That's not even close! the rest can be made up in a few years..." "I'm not interested in "what if" stories." "you guys gave Iseshima Hotel a loan of 20 billion based on your speculation that it would end up in the black." "a 12-billion yen investment failure came to light immediately after that." "it's my understanding that" "Hakusui foresaw that and held up on their loan." "you guys couldn't foresee that." "I wonder why?" "Isn't it because you're incompetent?" "So even if you incompetent folks there's no way I can believe that." "Iseshima Hotel will be classified immediately as a troubled borrower. 8.6 million yen will have to be supplied by your bank." "Did you get that?" "I'll say it again." "8.6 million yen." "It's impossible." "I can't see how" "Iseshima Hotel would currently have enough surplus assets to compensate for the loss of 12 billion yen." "we have no choice but to find them." "review Iseshima Hotel's assets one more time." "I'm counting on you..." "Hanzawa." "huh?" "He must really like you." "Give me a break." "My compatibility with him is nonexistent." "but we couldn't." "that Kurosaki..." "There's no way we can tell him we got a tipoff but our employees suppressed it." "do you have it safely hidden?" "It's at home with the other temporarily moved files." " Wouldn't it be safer to destroy it?" " No." "That's material evidence to prove that Kyobashi Branch and Iseshima Hotel covered up the truth." "I'm having them take full responsibility." " I can't destroy it until then." " That's what I thought you'd say." "Make sure they don't find it." "Just think what'll happen if that thing gets exposed." "It's not just Iseshima." "Our bank will blow up as well." "why did Manager Kaise 425)}Kyobashi Branch Manager KAISE IKUO suppress Iseshima's tipoff?" " That's what I'm going now to find out." " Find out how?" "of course." "Kondo's work behavior at Tamiya Electric where he was assigned" "Hanzawa's Peer KONDO NAOSUKE had transformed so much he was hardly recognizable." " The draft was very well-written." " Thank you." "Nakajima." "Thanks for your hard work negotiating." "but I'd appreciate it if you could submit your report by tomorrow." " Will do." " Thanks." " What happened?" " I don't know." "I sure hope he doesn't get too pumped up and start causing trouble." "428)}Tamiya Electric Accounting Section Chief NODA HIDEYUKI" "A way to make up Iseshima Hotel's 12-billion yen loss?" "Yes." "I don't know what to tell you." "You're the banker in charge of Iseshima Hotel now." "I have nothing to do with it anymore. the damage could've been minimized. who would've thought Iseshima would incur a loss of 12 billion?" "That was an unfortunate mishap." "Was that really the case?" "What are you trying to say?" "haven't you?" "along with other temporarily moved files." "This is..." "This is your note and your seal." "Where did you..." "Kozato!" "now." "You'd better keep your voice down." "All hell would break loose if someone from FSA hears you." "You knew that Iseshima incurred a loss of 12 billion." "you suppressed that tipoff so that the 20-billion yen loan would get approved." " That's wrong." "I just..." " Just what?" "You just followed orders from the top." "Am I wrong?" "isn't it?" "Whose order was it? you're finished." "your disciplinary measure may get somewhat reduced." "Wouldn't it be to your benefit to tell us honestly?" "there's no evidence." "the evidence..." " My testimony can be easily overturned by that person." "You guys don't have a chance either." "I suggest you stop digging into this matter if you know what's good for you." "That guy's at the center of the darkness." "Look for evidence against him." "Executive Director Owada." "The person who ordered the whole thing right?" "That's right. will you destroy that report?" "No." "I can't do that. you'll have to take a certain amount of responsibility too." "I have nothing more to say." "Are you sure?" "We're going to reveal this document to Headquarters." "Go ahead and do it if you can." "FSA will find out and the bank will be in big trouble." "I advise you to keep still." "Are you trying to turn on us?" "It's true we should keep this matter hidden until the FSA inspection is finished." "I ain't showing no mercy." "You'd better prepare yourself." "If you can make it through that is." "That bastard dared to use our weakness against us." "supposing that it's Executive Director Owada that's in the background." " Are you really planning to lock horns with him?" " But of course." "I figured as much." "But it's still not quite clear to me." "Why did Executive Director Owada go to that length to carry out the 20-billion yen loan?" "What's in it for him to take the risk to force through a fraudulent loan?" "Was he getting a huge kickback from Director Hane?" " Deputy Manager." " What is it?" "We found them." "Enough surplus assets to cover the 12-billion yen loss." "Onodera." "that's for sure." "whether they can be sold or not..." "What do you mean?" "these assets are regarded as Iseshima Hotel's sacred territory." "Sacred territory?" "Mr. Banker from Tokyo Chuo Bank." "412)}Iseshima Hotel Main Office Lobby you know." "419)}Iseshima Hotel Managing Director HANE NATSUKO you should have said so." "I apologize." "Or are you having a secret conversation you don't want me hear?" "I told him he didn't have to tell you." "Hane-san." "I have some personal matters to discuss with him today." "I see." "it's none of my business." "we'll talk in my office." "what is it you wanted to talk about?" "we're being told by FSA to make up the entire amount of the 12-billion loss." "The entire amount?" "!" "But that was 422)}Iseshima Hotel President YUASA TAKESHI an unexpected loss due to investment failure in stocks." "To make all that up at once is impossible." "This inspector from FSA by the name of Kurosaki isn't a man who'd listen to what we have to say." "what do you suggest..." "I heard there's a sacred territory at Iseshima Hotel." "plus the property he acquired to build an art museum. an extraordinary income of over 10 billion can be gained." "Is it true?" "it's true." "But my father probably won't allow me to sell them." "Why not?" "The existence of the hotel itself is in jeopardy." "an art museum is the least of his worries." "The construction of Iseshima Art Museum the Chairman's last dream... no...it's always been his dream." "want him to fulfill that dream if at all possible." "I see." "I can see why it's considered sacred territory." "but we won't be able to get through the FSA inspection." "President Yuasa." "There are choices you can make precisely at this time of financial crisis. your predecessor's spell that torments this hotel don't you think?" "All right." "I'll do what I can to persuade my father. there's no way for us to survive." "Hello." "This is Kaise." "Hanzawa came." "really." "So?" "I told him I knew nothing and feigned ignorance." "I'm not sure what you're talking about." "but right?" "Isn't that right?" "Kaise-kun." "Yes." "I did it all on my own." "It had absolutely nothing to do with you." "All right." "Manager Kaise." "I'm blessed with good subordinates." "that Hanzawa-kun is nothing but trouble." "He's certainly somewhat of an eyesore." "I'm really sorry that our banker's causing you to worry." "Why don't you do your usual thing and have him removed from the bank?" "there's no need to rush it. was it sports?" "Let's sit back and look forward to what kind of a fight he's got planned for us." "How long are you keeping these here?" "until the FSA inspection's over." "and I might've died... right?" "I might have this scar for the rest of my life." "me or the FSA inspection?" "listen to me seriously." "I'll be dismissed on disciplinary grounds." "I won't be able to provide for you guys." "This is the safest place for them." "Bear with it for just a while." "What's safe about them!" "Hana-chan..." "As I recall..." "Here it is." "Somebody suppressed the tipoff regarding Iseshima Hotel. will do everything I can to protect Iseshima Hotel." "I'll revive Iseshima." "I'm prepared to fight with everything I have. please get down your on knees and apologize." "that is." "Go ahead and give it a try." "Deputy Manager!" "This is pretty lame for a deputy manager's chair." " Is there something we can do for you?" " Of course." "That's why we're here." "I believe the hearing investigation is tomorrow." "We're here on a different matter today." "we'd like to pay a visit to your residence." " What is this about?" " We received a tipoff that you're keeping files relating to Iseshima Hotel" " at your residence." " A tipoff?" "I never even imagined you'd have something like that but we have no choice but to verify the fact." "I hope you can understand." "I already have my people standing by in front for your residence." "We've also confirmed that your wife is there." "Can you call her immediately and tell her to let us inspect the rooms." "so there's nothing to worry about." "Please hurry up and call your wife." "Or...is there something you don't want us to see?" " You mean now as in right now?" " Sorry." "Try to fake it somehow." "I don't know what to do..." "Hanzawa-san." "Are you there?" "Hanzawa-san." "I'm Yamada with FSA." "We'd like to take a look inside." "Excuse me." "what are you doing?" "We have nothing to hide." "so please don't let us bother you." "Of course I'm bothered." "don't forget the storage space above the closet and under the floor too." " Well?" " There's nothing." "what is this?" "What's this room?" "The bedroom." "I'll check it." "Excuse me." "Will you please stop it... what is this?" "It's not here." "Haven't you looked enough already?" "it isn't here." "What is that there?" " This is just a walk-in closet." " Open it." "We're taking a look inside." "Excuse me." "It isn't here." " Did you look all the way in the back too?" " I did." "Never mind." "Pull out of there!" "Will do." "you guys." "Are you planning to leave without a word after messing up the place like this?" " Sorry to bother you." " Is that all?" "There's a certain amount of etiquette you need to observe if you're gonna come trampling into a private residence." "This is an inspection conducted by FSA with your husband's permission." "What do I care about that." "it's mine as well." "but so let me tell you." "You government officials' common practice but it's unacceptable in the real world." "42)}* Location of most of Japan's cabinet ministry offices" "It's government officials like you who lack common sense that muck up this country." "Say something." "We apologize for troubling you." "Don't you dare take a banker's wife lightly." "You have a very lovely wife." "she's my pride and joy." "Inspector Kurosaki." "but please make sure you tell that person that there was nothing in my house." "that is." "This isn't the end yet." "How will the loss of 12 billion be covered." "You'll have to demonstrate that clearly tomorrow." "Iseshima Hotel will be classified immediately as a troubled borrower." "But I'm amazed those files didn't get found." "This is one time I felt hopeless and I was bracing myself." " How did you hide it?" " Well... so I sent them off to my parents' house." "right?" "they can be kept anywhere." "huh?" " She already told me to buy her a dress." " Buy her 100 or 200." "This bank was saved by Hana-chan." "That's for sure." "But that's only until tomorrow." "No word yet?" "Deputy Manager." "President Yuasa's on Line 2." " Here it is." " Thanks for waiting." "This is Hanzawa." " I'm sorry for the delay." " How did it go? I was unable to persuade my father." "I see." "I'll keep trying until the very last minute." "All right." "it's another." "Looks like it was impossible after all." " To persuade the Chairman." " Hane-san." "What did you tell my father?" "He absolutely refused to listen to me." "He told me he already heard the details from you." "I just told him that you were being deceived by the bank." " That's all I told him." " Deceived?" "Yes." "I told him the bank was just trying to sell off his art objects to gain immediate profit in order to get through the FSA inspection." "That's not true." "Deputy Manager Hanzawa is thinking in earnest about saving Iseshima Hotel." "I don't know about that. future financing from Tokyo Chuo Bank will be stopped." "we won't be able to survive." "Are you saying you're okay with that?" "How can I be okay with that?" "I've been devoting myself to this hotel ever since before you were born." "The one who loves this hotel more than anyone else isn't you or that banker called Hanzawa." "It's me." "Do you have any means to help us?" "I will protect Iseshima Hotel. - and went to pick up three cardboard boxes." " Is that right?" "Hanzawa had the files on Iseshima after all." " Where were they sent?" " Looks like his wife Hana's parents' house." "Head there at once." "Shinnosuke?" " Deputy Manager." "I retrieved the boxes." " I'm heading out now." " Thanks." "How did it go?" "We were one step behind." "It appears Hanzawa's subordinate took away the boxes." "I see." "All right." "I'm sorry." "whatever." "It was well worth the effort just learning that Hanzawa has the files" "Finding them is just a matter of time." "177)}19 Hours to Go until the 2nd Hearing Investigation the 2nd hearing investigation by FSA will be conducted." "If the bank can't demonstrate a compensation plan to and they would have to come up with a loan loss provision of 150 billion." "Hanzawa and others were searching with a fine tooth comb for any other surplus assets." "but we're not going to find surplus assets worth 12 billion anywhere." "it's game over." "get to work." "We still have time." "We'll just have to keep on searching." " I'll help!" " Me too!" "Why do we have two same ledgers?" "the numbers are different. we were actually 40 million in the red." "Noda-san?" " Where did you find that..." " You know where I got it." "It was inside that cabinet." "But that cabinet's locked..." "I'm not stupid." "I know you keep a spare key in your desk." "Kondo-san." "There must be some mistake." "426)}Tamiya Electric President TAMIYA MOTOKI" "I'll take a look at it so leave this matter to me." "didn't you?" " Don't be ridiculous." " I know nothing..." " You signed off that you reviewed it." "This is unquestionably an illegal accounting practice. didn't it?" "So what if we did?" "Are you going to tell the bank?" "That goes without saying." "there won't be a true resolution." "won't the bank cut off ties with us?" "President Tamiya. are you prepared to seriously rebuild the company? I'll do everything I can to persuade the bank." "As this company's Accounting Department Manager." " Can we sell this warehouse in Shin-Kiba?" " It's being looked at right now." "396)}16 Hours to Go until the 2nd Hearing Investigation right?" "364)}13 Hours to Go until the 2nd Hearing Investigation" "We've scraped together about 5 billion with all the small assets." "We'll just have to push our way through with what we got." "Thank you." "I'll go explain the situation to the Chairman now. give me a call no matter what time it is." "Will do." "399)}11 Hours to Go until the 2nd Hearing Investigation" "I'm starving." "Hey~ Are you still alive?" "I bet you haven't had anything to eat." "Beef bowl for you." "huh?" "That's a tough order to fill." "Sorry for making you help out." "you'd better treat me to a beef bowl." "I'll treat you to a year's worth." "but" "I can't believe your company's been window dressing too." "Aren't there any decent companies around anymore?" "Kondo?" "I'll disclose everything to the bank." "all I can do is beg them to continue our loan." "I don't think there's any other way to truly save that company." "I've been a thorn in their side to begin with anyway." "I have no intention of playing the good-natured accounting department chief at this stage of the game." "You might be able to talk HR into don't you think?" "Maybe. the place where I belong right now is Tamiya Electric." "I really want to make it a better company." "I can't just walk away from it." "I'm going to change Tamiya Electric." "I decided to stop trying to curry favor with whoever I'm dealing with." "isn't it?" " What's the matter?" " He may still be there." "I'll going to see President Yuasa." "Kondo." "Thanks." "Hanzawa..." " Do you really mean it?" " Yes." "my father. we have no choice but to take away the Chairman's power." "That's not something I can do on my own." "It has to be submitted to the Board and has to get the majority vote." "I can't imagine Hane-san's supporters agreeing to it." "you've got to do it." "you have to make them agree to it." "should be able to do it." " Are you telling me to threaten" " my employees in order to oust my father?" " Exactly. you should take away this Iseshima Hotel from the Chairman with your own hands." "You're" " a horrible person." " President Yuasa." "Remember what you told me?" "and establish a new Iseshima Hotel." "Your vision is not mistaken." "All that remains now is whether you have the strong conviction to carry that through." "I can turn into an ogre or the devil." "200)}FSA Inspection Second Hearing Investigation" "shall we?" "So what about the plan to cover the 12 billion yen loss?" "you were trying to sell the Chairman's collection of paintings and the property for an art museum." "Were you able to persuade the Chairman?" "No." "We were unable to persuade him." "Iseshima Hotel will be classified as a troubled borrower." "so and sell them." " Ousted him?" "!" " Shinnosuke." "Pass out the handouts." "I seized the proprietary rights to the paintings from my father." "416)}7 Hours to Go until the 2nd Hearing Investigation" "Yuasa-san." "I apologize for making you take on the painful role. my father started laughing all of a sudden and said do you as please." "Perhaps this is what he was hoping for." "I felt we were able to have a heart-to-heart talk for the first time." "did you know this was going to happen?" "Of course not." "Your determination made this happen." "along with has already been sold." "Purchase agreements are in process for the remaining 41 paintings as well." " Estimating roughly ..." " 11 billion 603 million 200 thousand." "if other assets we believe we should have more than enough to cover the loss of 12 billion." "What do you think?" "Inspector Kurosaki." "Surely not that spoiled rich boy." "He even ousted the Chairman to sell the artworks?" "!" "I didn't expect this." "our plan will... it's to be expected." "Isn't it?" "it was. is when the time bomb will explode." "I suppose we should get moving too." "Fine." "I'll concede that you made up the 12 billion yen loss." "Nicely done." "didn't he?" "let's move on to the careful examination of the restructuring plan that we've been putting off. the latest IT system?" "what will happen?" "You there." "Answer me!" "it would be impossible to revive the business." "That's right." "Very good." " What are you trying to say?" " The company that - what was it called..." " Nalusen Engineering." "this Nalusen is going bankrupt." "The IT-related company" "Nalusen Engineering for patent infringement. it will have to pay an enormous amount for damages..." "We're in trouble." "Nalusen's IT system is the key to the revival of Iseshima Hotel." "If that's gone..." "I'm going to Iseshima." "what's wrong?" "You look shaken." " Did you see the news on Nalusen?" " Of course." "We were getting ready to have a talk with Yuasa regarding that matter." "Hanzawa-kun." "You should sit in too." "As the banker in charge of Iseshima Hotel." "Executive Director Owada." "Pardon me for not keeping in touch." "That goes for me too." "I'm sorry it's been so long." "I should have rushed over sooner but it's hard to deal with inflexible schedules." "I'm sorry for causing you trouble with this current matter." "You know us better than that." "I'm here today in regards to that matter." "Meaning? it's difficult with the way things are. we won't be able to get through the FSA inspection." "Do you have any breakthrough solution?" "Do you have any?" "I do." "Yuasa-san." "Let me be frank with you." "We'd like you to change the managerial structure." "I've already approached FSA's Chief Inspector Kurosaki in regards to this." "If you can abandon the current family management he agreed to postpone his decision on the classification for one year." "Executive Director." "President. will take over as your successor. to take over under these circumstances is very painful." "I'm doing this to protect the reputation of Iseshima." "won't you?" "I'm the banker in charge of Iseshima." " I haven't been told of any of this." " Don't worry." "Hanzawa-kun." "You've been removed from this assignment effective today." "Thank you for your hard work until now." "You can rest easy leaving it in my good hands." "I can't go along with that." "I'm against President Yuasa stepping down. do you know of any other way you can save Iseshima Hotel?" "both Iseshima and our bank will go bankrupt." "Please give me a little more time." "I will take responsibility to find a way to revive Iseshima Hotel without fail." "President Yuasa has exerted more effort and energy than anyone else for the revival of Iseshima Hotel." "He is voluntarily striving to break away from the bad practices of family management." "I firmly believe that President Yuasa is precisely the person who's necessary to" "Iseshima Hotel of the future." "Hanzawa-san." "All right." "Then... you wanna try getting down on your knees?" "remember? that you'll revive Iseshima Hotel." "Come on." "Show me your resolve." "Can't do it?" "Dad!" "Dad!" "Dad!" "Dad!" "Dad!" "Dad!" "Hanzawa-san." "Please stop it." "Please give me a little more time." "I beg you."