"It's been my dream to work here at Sangyo Chuo Bank." "are we?" "but it has to be this bank." "My family runs a small business. and my family's company was on the verge of bankruptcy too. is still etched in my mind. my father collapsed from exhaustion and passed away." "our local main bank and tormented my mother and employees." "the one who saved us the Sangyo Chuo Bank." "Your bank foresaw the potential of my father's industrial parts and saved us by giving us a loan." "and she has been managing to keep it in operation to this day." "That is the reason I want to join your bank and repay that debt." "I see." "This concludes the interview. please understand that it wasn't meant to be." "I understand." "377.333)}Sangyo Chuo Bank Job Interview Testing Center" "Next person please." "218.333)}1992 Sangyo Chuo Bank Initiation Ceremony" "Just as I thought." "I knew you'd be hired." "I'm Tomari Shinobu." "right?" "Same here." "Economics at Keio." "I'm Kondo Naosuke with the kendo team." "right?" "I remember you from the interview." "Pleased to meet you." "You too." "Department of Economics Tomari Shinobu" "I'm hoping to get into Project Finance." "I'd like to move billions of yen and get involved in big projects that would have an impact on the future." "What about you?" "Business School Kendo Team Kondo Naosuke" "As long as I can serve the society as a banker." "it doesn't matter where I go." "Hanzawa?" "Where do you want to go?" "I'm going to climb higher. there's something I have to do." "Osaka Nishi Branch Office" "Do you realize?" "That's 500 million. 500 million!" "we incurred the loss because of you." "What's that look for?" "Don't just stand there." "Get down on your knees and apologize!" "Hurry up and apologize!" "That's not what you said." "you said all..." " Forget it." "Now is not the time to be shifting the blame on each other." "I'll get down on my knees all you want if that will make you happy." "I believe our first priority is to get to the bottom of the situation and recover the 500 million as soon as possible." "Chief Hanzawa." "Please do whatever you can to recover the 500 million." "If you can't... Sangyo Chuo Bank was left with massive bad loans (2.9 trillion yen)." "they merged with Tokyo Daiichi Bank in 2002." "Tokyo Chuo Bank was born." "there are approximately 50 branch offices. is one of the Big 4 Branch Offices." "2 years after Hanzawa Naoki's" "Osaka Nishi Branch was about to face its most dire predicament to date." "342.333)}3 months before the 500-million yen loan mishap and Fukushima Ward Makino Seiki suddenly refused to finance us." "It's not so bad if that's all." "Even the 50 million we borrowed last time was seized from our account." "it's certain that we'll issue a bad check this month." "help us out." " President Makino." "This endoscope socket." " Have you applied for a patent?" " Yes." "Here it is." "Yes." "This is it." "The Patent Office approved it yesterday." "Please let me take a look at the manufacturing site." "Go ahead." "isn't it?" "This is where we make prototypes." "we'll put some of it on the assembly line. the labor cost is enormous." "I'm making it a point to do it this way." "the sensory perception you can't get and hearing the sound is what's important. what would you do?" "Well..." "I'll just have to look for another bank." "This is my policy." "That's one thing I won't compromise!" "Is this a titanium engine valve?" "Yes." "We made it specially for an overseas F-1 team." "They wanted one that was as strong and light as possible." "I see." "I've never seen a skill to cut titanium with such precision by hand." "You have wonderful skilled workers here." "There's a limit as to what computers can do." "Please cherish that policy of yours." "Then..." "I can't make any promises right now." "Until the request is approved." "I will do my best." "Thank you." "Thank you." "Thank you." "I have one condition." "This patent is much too lax." "The substance nomenclature and use are too restrictive." "the same effect can be easily stolen." "Let's get this revised immediately." "Thank you." "A 30 million yen loan to Makino Seiki?" "374)}Tokyo Chuo Bank Osaka Nishi Branch Regular Meeting" "Yes." "It's a matter of time before they go under." "Are you planning to pour 30 million down the drain?" "No." "I disagree." "These people developed a titanium endoscope socket with their uncommon skills." "That would greatly reduce the burden on patients." "The production of ultra light endoscope camera is also possible." "They've already acquired the patent for it." "Makino Seiki will turn things around in the near future." "do you?" "We don't care about the future." "There's only 1 week left until end of the term." "1 week. we're still short 500 million." "A measly loan of 30 million" " is just a drop in the bucket!" " Measly?" "That's just a self-serving rationale on the evil bank's part." "it's a matter of survival..." "Hanzawa-kun." "we've come this close to the target amount thanks in large part to your effort as the Loan Section Chief." "That's precisely why we need your help to make this last push. our Osaka Nishi Branch will be sure to capture the prestigious crown as the Best Branch." "We can then live up to our reputation as the top branch in Kansai." "It will have a great impact on the assessment of all the employees working here as well." "we need another 500 million in sales." "Am I wrong?" "Nishi Osaka Steel just happens to have a need for a large amount of cash." "Go talk to them and finalize the deal." "Did you actually see President Higashida?" " Yes." " No matter how many times he wouldn't see us." " Is that right?" " That wasn't the case with me." " Manager." "Forgive me for underestimating your abilities." "I think we can put Nakanishi-kun in charge now." "this is only Nakanishi's second year." " Don't you think it's too much for him?" " I don't think so." "a major first-class company like that 338.667)}Loan Section" "387.556)}Kakuta 389.333)}Kakiuchi" "384)}Nakanishi will be a better learning experience for him than a small business." "please back him up." "It's part of your job to nurture your subordinates too." "398.222)}Nishi Osaka Steel" "Excuse me." "We're from Tokyo Chuo Bank." "Is President Higashida..." "Park there." "The office is to the left there." "We've been waiting 20 minutes already." "Thank you for waiting." "Please follow me to the President's office." "I'm Hanzawa with Tokyo Chuo Bank." "408)}Nishi Osaka Steel President Higashida Mitsuru" "I'm Nakanishi." "Pleased to meet you." "Bankers' business cards." "All they do is pile up." "what do you want today?" "our branch manager...uh..." "We heard from our Manager Asano that you may be interested in getting a loan." "you mean the operating capital." "He insisted so I just said I'll listen to what you guys have to say." "I haven't decided yet." "Kansai City Bank. you gotta show me some good faith." "please tell us." "How much do you need?" " I'd say about 500 or 600 million." " 600 million... let us... won't you let us review it?" "Did you say review?" "Don't be ridiculous." "You guys are the one who insisted on giving me the loan." "And now you say review?" "I'll just take my business to Kansai City." "right?" "Please let us review it." "Why didn't you get the loan?" "I can't possibly see Nishi Osaka Steel's corporate culture as that of a blue-chip firm." "What do you mean?" "President Higashida was completely unapproachable until now." "Isn't there a reason why he volunteered information about his capital requirements all of a sudden?" " Let me check this out a little further." " There's no need for that." "I talked to President Higashida directly and told him we're proceeding with the loan." "unsecured loan." "you're coming with me to get the necessary paperwork." "Please submit the request for approval by tomorrow morning." "Wait a minute." " By tomorrow morning is impossible..." " We don't have much time left." "Whether we can be the best branch or not depends on whether this loan goes through or not." "This is the turning point for our branch." "can't you?" "Yes... get ready." "You can't come home?" "What do you mean you can't come home?" "can I?" "Sure you can." "Today's our wedding anniversary." "Make them give you special treatment." "Don't be unreasonable." "Do you know how hard it was to get a reservation at that restaurant?" "Hana" "Sorry." "I'm really sorry." "It's not your fault at all." "That's why it pisses me off even more. why don't you have that manager who wants the credit write it himself?" "I already took Takahiro to my aunt's." "It'd be too humiliating to go pick him up now." "I'm sorry." "I promise I'll make it up to you soon." "When's soon?" "It better be before our next anniversary." "Hello?" "Hana-chan." "Here." " How's it coming along?" " I still have a ways to go." "I'm sorry." "I'm making you stay too." "Don't worry about it." "I'll get to catch up on my other work." "Thanks for the drink." "You really don't want to take over the factory?" "huh?" "No." "Naoki... yet strong screw is what's supporting Japan." "It is?" "it is." "but there will surely come a time when you will." "Naoki." "You can do whatever you want." "But the most thing is people to people relationship." "you hear?" "Don't ever forget that." "it's too soft." "259.334)}"Pre-Lending Agreement" "We had the inexperienced Nakanishi write it up in just one night." "I guess it can't be helped." "How is it?" "you did well." "I'll go over it so bring me all the documents you got from them." "we're starting the meeting." "I'll be right there." "leave it right here." "go get some rest in the back." "Thank you." "Neither the manager nor the assistant manager can attend today due to other business." "They said to proceed by ourselves." "Business?" "they had some business to attend to first thing in the morning." "Excuse me." "Is something the matter?" "That request for approval hasn't been reviewed yet." "You're too late." "Manager told you first thing in the morning." " Can you return it to me once?" " We just sent it electronically to Headquarters." "I'll go talk it over with the Loan Department then." "I told you was an urgent request for approval." "Don't worry." "I reviewed it and determined that there was no problem." " However..." " I...!" "I said." "Hanzawa-kun. please ensure that this request is approved." "Don't you think that's your duty as the head of the Loan Section?" "If you insist that strongly." "296)}Tokyo" "Hanzawa-san." "355.667)}Tokyo Chuo Bank Main Office" "This will be a strategic plan that will impact but all the Kansai branches as well." "A blue-chip firm with annual sales of 5 billion that was unapproachable for years." "390.222)}Loan Headquarters" "We were finally able to make inroads into that Nishi Osaka Steel." "If you can understand that." "However..." "Have a seat." "Advisor Kawahara." "There are numerous iron and steel companies in the Osaka-Kobe area." "but do you know what our share is?" "380.222)}Associate Advisor in Charge Kawahara Toshio" " Is it about 30 percent?" " No." " It's 5 percent." " 5 percent?" "Kansai City Bank's share is approximately 40 percent." "It's not an exaggeration to say this is our chance to cut into their stronghold. the difference between the two banks will decrease to 20 percent." "20 percent?" "I'd like you to think that it's worth the risk." "we will back out." "I ask you for the right decision." "All right." "Are they here?" " I'll go talk to the top immediately." " Thank you." "I give up." "what happened this time." "something's happened without fail." "360.8)}Osaka Main Office Systems Section Kondo Naosuke" "Are they making you do something you don't agree with again?" "Are you all right?" "It's not that big of a deal." "if you say so." "that's right." "Tomari's coming to Kyoto next week." "He said let's get together for a change." "you gotta vent." "before you know it..." "I know." "That's why I called you." "I should've swung this around mindlessly too." " Birthday party?" " Yeah." "421)}Tokyo Chuo Bank Company Housing" "Assistant Manager Ejima's wife's." "I wonder what should I get her." "does it?" "it isn't." "Little things like that are what determine your status at company housing." "it could affect your career too." "Status and career have nothing to do with company housing." "They do too." "They definitely do." "They still think of me as one of the outsider faction from Tokyo." "Hana." "I get enough of that crap at the bank." "Then buy me a house." "I don't enjoy going to birthday parties either." "I have no choice." "Manager Asano bought a house for his wife in Tokyo didn't she?" "Ah~." "I wish I could've done that too." "it might be time to buy a house." "Oh really?" "Then what about Kondo-san who started the same time you did?" "I saw Yukiko-san the other day." "She looked extremely happy." "I heard he built a lovely home in Kobe." "Kondo-san." "They always go out to a nice restaurant on their wedding anniversary." "Kondo-san." "They always take a trip abroad once a year!" "That's your peer..." "I got it." "I'll try to follow the example of that guy's amazing." "you can be loud too." "calculations checked." "Thank you very much." "Yes." "Yes." "All right." "Advisor Kawahara." "Thank you for your help." "Hey." "It's been approved." "All right!" "The loan to Nishi Osaka Steel in the full amount of 500 million yen was approved by Headquarters." "The Best Branch Office is Osaka Nishi Branch Office. to center stage please." "412.667)}Chairman Nakanowatari Ken" "Congratulations on being selected as the Best Branch Office." "Thank you." "432)}Executive Director Owada Akira 439.2)}Director Kishikawa Shingo the road to the executive position is wide open for Manager Asano. right?" "The only criteria he was lacking to be a director was field experience." "That's probably why he wanted the title of Branch Manager of don't you think? 394.4)}Kyoto he's sure to get promoted to an executive post." "that's if he still has that guy's support in the background." "of course. he's also the youngest and fastest to climb all the way to the position of Director." "Director Owada and Asano-san are connected by a big fat pipe." "I can imagine how pleased Director Owada is to get the best of" "Chairman Nakanowatari and the folks from the old Tokyo Daiichi this time around." "But rumor has it that most of the credit goes to you that Osaka Nishi Branch came this far." " You're guaranteed a post at Headquarters now." " I don't know about that." "Hanzawa-kun." "You're another step closer to your dream." "What's that?" "remember?" "or something like that." "Chairman Hanzawa." "You misunderstood." "That's not what I meant." "don't you be like those idiot supervisors. old Sangyo Chuo and old Tokyo Daiichi keep dragging each other down. - we won't get better in the true sense of the word!" " Hey." " Did I say something weird again?" " No." "You're absolutely right." "Bathroom." "He appears to be doing okay." "he had the capability to get ahead." "Kondo who became the first among his peers to be promoted to Deputy Section Chief 372.267)}Akiharaba Higashiguchi Branch Office was put in charge of acquiring new accounts at the new Akihabara Higashiguchi Branch." "investment trust... but he had trouble getting results and was tormented." "everyone's expectation of him resulted in the branch manager's ill feelings towards him instead." "The designated products haven't been selling at all!" "What about the loan amount?" "what promising hotshot." "How useless can you be!" "why are you sitting down when I'm on my feet." "Go on home." "It doesn't matter whether you're here or not." "Go." "Go on." "Go." "Go." "Go." "Go." "Go." "Go on." "Go." "Go on." "Go." "Go." "Go." "Go!" "and was ordered to take a 6-month leave of absence." "right?" " Yeah. and had a house built in Kobe." "He's hanging in there." "I got some personnel news." "Valuable information 3 days before it's announced from my spy in personnel." "You sure like those personnel news." "Of course I do." "Personnel movement's everything at a bank." "another one of our peers is getting shipped out." "Who?" "Section Chief Saito." "post of Sales Department Chief." "huh?" "but he's getting shipped out with a one-way ticket." "He can never come back to the bank again." "you get shipped out right away." "That's the reality of working for a bank." "huh? what Tomari feared became a reality for Hanzawa." "Negative balance?" "The last financial statements forecasted a positive balance of 100 million." " How can it go red in just 2 months?" " I don't know." "but I can't reach him." "Credit file." "Were you the one who photocopied these financial statements?" "this is what they gave me." "Did you see the original?" "I didn't." "Window dressing..." "That can't be." "that 500-million yen loan..." "Let's go." "Window dressing refers to the manipulation by a company of its financial statements to improve the appearance of its performance or liquidity." "or mislead the bank in order to borrow money it has no way of paying back." "what window dressing?" "Then how do you explain this financial deficit?" "Well..." "I'll have to look into it." "I'll look into it." "Please show me your general ledger." "I'll add it up." "It's at our accountant's office right now." "please show me the receipt for your corporate tax." "I'd like to compare it to the copy that was previously provided to us." "Is that at the accountant's office as well?" " Let me meet with the President." " The President is currently out." " What time will he be back?" " I'm not sure." "bring me change of clothes from my house." "I'm staying until I see him." " That's absurd." "You're distressing me!" " We're the ones who are distressed!" "aren't you?" "Saying you don't know anything isn't going to cut it." "Is the President there?" "He has a call from Iida Scrap." "President Iida is on line 3." "Hanzawa-san!" "the President isn't here." "You can't go in there like that!" "I thought you were here." "Seeing you guys' face makes me wanna puke." "That's why I was hiding." "you may have to return the 500 million we loaned you." "huh?" "I only got the loan because you guys insisted." "It's a different story if window dressing was involved. let's say we did window dress." "That would make you guys a bunch of boneheads who couldn't even spot that and loaned me the money." "You can leave now." "Nishi Osaka Steel bounced a big check and went bankrupt almost too easily." "What are the chances of recovering the 500 million?" "Both the company building and the residence have Kansai City's foreclosure notice stuck all over the place." "I'm not sure if there are any other assets in reserve." "What's President Higashida saying?" "his whereabouts is unknown." "The fact that the window dressing was overlooked is at the root of all this." "Exactly." "Why couldn't you spot a simple window dressing like that?" "Assistant Manager..." "That's just an excuse!" "Do you realize?" "That's 500 million. 500 million!" "We incurred the loss because of you." "What's that look for?" "Don't just stand there." "Get down on your knees and apologize!" "Hurry up and apologize!" "you said you'll take all... you said all..." " Forget it." "Now is not the time to be shifting the blame on each other." "I'll get down on my knees all you want if that will make you happy." "I believe our first priority is to get to the bottom of the situation and recover the 500 million as soon as possible." "Chief Hanzawa." "Please do whatever you can to recover the 500 million." "If you can't... 254.8)}Best Branch Office Osaka Nishi Branch Office" "369.6)}A few days later and" "Osaka Nishi Branch will be having a joint barbecue party." "375.6)}Company Housing Monthly Tea Party Osaka Nishi Branch Group" "The assignment of task is as follows." "Loan Section will get the foodstuff... 380.4)}Assistant Manager Ejima Residence you've got to be more attentive." "but that doesn't mean you're high-ranking." "you wouldn't dare come late like this." "why were you late?" "What's the reason?" "so but it took longer than I expected." "it's Soemoncho Roll." "Thank you also for the scarf you gave me for my birthday." "Not at all." "Don't mention it." "But I'm sorry." "396)}Ejima's wife Sanae so" "I gave it to Yoshie-san." "do you?" "Not at all." "Please don't worry about it." "I set aside one of my spare scarves meaning to give it to you." "400)}Kakuta's wife Mitsuko 396)}Kakiuchi's wife Yoshie" "Look." "It's lovely." "Sanae-san." "Hana-san." "Your husband will fall in love with you all over again." "Thank you very much. is he doing all right?" "What does naked mean?" "What do they mean you were robbed of 500 million stark naked?" "as soon as I get home." "The assistant manager's wife was concerned and told me all these things." "She asked me if my husband was doing all right." "naked refers to an unsecured loan given by the bank based on just good faith." "It means our bank provided a loan of 500 Nishi Osaka Steel and they pulled a fast one on us." " So that's what it means." " Do you really get it?" "If that's the case. why do you have to take the responsibility?" "it seems to me the problem is Manager Asano." "I'm responsible too since I followed the Manager's order." "Why did you follow such an order?" "It's not like you to do whatever your boss says." "It's a given that salarymen follow their supervisor's order." "I may have had a chance to go back to Headquarters." "right?" " Are you saying it's my fault?" " That's not what I'm saying." "isn't it?" "About your father." "Why do you always clam up when we start talking about this?" "I'm going out for a while." "I can't be standing still for something like this." "but" "I was a little concerned." "Don't worry about it." "what are the chances of recovering the 500 million?" "we still don't know anything." "Whether Higashida has enough hidden assets to pay us back." "Higashida's in hiding and we don't even know where he is." "seriously." "look for him even if you have to hire a detective." "Is something going on?" "your Branch Manager Asano's been in frequent contact with Headquarters." "he even took the time to make a one-day trip." "Do you know why?" "It's to lay the groundwork." "Asano's claiming that you're solely responsible for that loan blunder." "Listen." "The cause of this loss lies in your incompetence as the Loan Section Chief because you overlooked the window dressing which naturally would've been spotted under normal circumstances." "That's Asano's story." "That's what he told Director Owada too and he's maneuvering behind the scene." "you're the lizard's tail." "they're gonna put all the responsibility on you and cut you off." "Hanzawa." "You've got to find Higashida and do whatever it takes to squeeze 500 million out of him." "you'll be called to Headquarters within a week." "it's an inquiry commission." "the members are all Asano's supporters." "They're planning to force you to admit to the mistake and make you Asano's scapegoat." "don't you?" "huh?" "The time limit is 1 week at the most." "do whatever you gotta do to scrape up 500 million!" "Hanzawa?" "That's the only way..." "I can't survive anymore." "So what you're saying is that the loss of 500 million yen was caused entirely by this Loan Section Chief Hanzawa who went forward with the loan at his own discretion." "I am extremely inconvenienced by all this as well." "I'm very sorry for causing you much worry." "I'm not that worried." "I took you under my wings." "You would never make such a mistake." "I'll leave everything to you." "Thank you." "I will deal with it immediately. that Best Branch Award." "but so don't worry." "Thank you again." "If you'll excuse me now." "Asano-kun." "Make sure... he takes full responsibility." "Problems like this can come back to haunt you." "sir. find their salaries cut down to that of the company they're loaned out to. their pride as a banker is torn asunder." "With 1 week left Hanzawa was standing at the crossroad of his life." "Nada-ku Kondo's new house" "I'm home." "Welcome home~." "Ho-ney." "Just kidding." "Give me a break." "I really thought I came to the wrong house." "I'm not too used to this house either." "I'm sorry." "But I really wanted to do that once." "At a lovely house of my own." "Yukiko-san." "I overstayed my welcome before I knew." "no way." "He doesn't have that kind of resourcefulness." "come visit us anytime." "It'll keep Yukiko occupied too." "Have you had enough beer already?" "I have to be at work earlier tomorrow." "The Manager wants to talk to me about something." "You look kinda happy." "Could it be about a promotion?" " Is it?" " I don't know yet." "it could be." "What's this very picture of a happy story." "It's not for sure yet." "I'm so envious I feel a nosebleed coming." "Excuse me while I use your bathroom." "I hope the rumor's true." "I'm sure it is." "You've been working hard ever since you came here." "I owe it all to your support." "I have to make up for the time I lost when I was sick." "I just arrived now." "I told you not to worry." "I'm just a little tired." "Are Saori and Reio already..." "I'll call you back." "What brings you here at this hour?" "The boss takes credit for his subordinate's good deed." "The subordinate takes responsibility for his boss's blunder." "I heard cynical remarks like that all the time." " What are you trying to say?" " Manager Asano." "What are your thoughts on who should be responsible for this loan blunder?" "You're quite abrupt." "including me..." "I'm wholly responsible." "That's what I hear you've been telling" "Director Owada and other Headquarters personnel." "That's some kind of a mistake." "Who's saying that?" "I confirmed it with my peers." "Am I a lizard's tail?" "Please answer me." "Hanzawa-kun." "But someone has to take the blame for this. the entire Osaka Nishi Branch will be scarred." "Hanzawa-kun." "Please endure it now for everyone's sake." "You also said it was for everyone's sake when you ordered me to get the loan approved." "Are you telling me now to get shipped out for everyone's sake?" "I promise I'll bring you back in 2 years." "You can rest assured." "I've been in the personnel field ever since I joined the bank." "I'm sure I can help you." "Trust me." "Please." "I will take all responsibility." "I heard you clearly say that." "Was that a lie?" "I don't trust anything you say." "What do you want me to do then?" "but you couldn't spot the window dressing." "That's unmistakably your responsibility as Loan Section Chief." "How dare you strike back at your superior after causing a 500-million yen loss." "I'm the one who's inconvenienced." "Good bye." "Fine." "right?" "Please do so." "Chief Hanzawa." "I expect you to apologize on your knees." "Is that a deal?" "If you can do such a thing." "Hanzawa. decided to gamble on a ray of hope a company that went bankrupt in a chain reaction due to damage caused by Osaka Steel." "Excuse me." "Is anyone here?" "Stop!" " Let go!" "I have no other choice." " Please calm down!" "Hanzawa-san!" "Hanzawa-san!" "What is it?" "At this hour." " Komada Kogyo went bankrupt." " What?" "They probably couldn't raise the money." "Their check is sure to bounce tomorrow." "you know." "You said you'll give us new work so we turned down other jobs and set aside a production line." "Hanzawa-san?" "can you make the payment on time?" "Don't worry." "I'll figure something out." "I won't cause any trouble for you." "I won't cause you any trouble." "Please wait." "Please! this property we have as collateral will be sold." "Please don't do that." "Take a look at this please." "weighs only 1 gram." "470 newtons." "There's no other screw like this." "I can get back on my feet with this." "So please." "That's not what we agreed on." "You said if I mortgaged the property you'd continue to finance us." "That's what you said!" "Please let go." "but all the related factories and suppliers will go under too." "I beg you." "please spare them at least!" "I beg you." "I beg you!" "Hanzawa-san!" "Are you here?" "I'm Ida from Uchimi Credit Union." "I'm here to discuss the plastic screw you were talking about." "Hanzawa-san!" " Dad." " Hello." "Someone from Uchimi Credit Union's here." "Dad." "Dad..." "Dad..." "Dad!" "303.333)}7 years later" " You're working for a bank?" " I got an unofficial offer earlier." "Why bank of all places?" "right?" "I've already decided." "I'm going then." "I have a night bus to catch." "Night bus?" "isn't it?" "I'm going to Sangyo Chuo Bank." "Why?" "Why are you going to that bank?" "Dad might as well have been killed by Sangyo Chuo Bank." "Why did you apply to that bank?" " Did you forget about Dad?" " How can I forget?" "That's why I'm going." "Are you okay?" "faint?" "369.333)}Takeshita Kinzoku Kogyo President Takeshita Kiyohiko" "I can't die even if I wanted to." "who are you?" "You got some business with me?" "Osaka Nishi Branch." "I thought perhaps you might know the whereabouts of President Higashida." "I would've gone there already and beat him to a pulp." "I'm sure." "Is that all you want to ask me?" "leave and go about your own business." "President Takeshita." "We're both victims of Nishi Osaka Steel." "Why don't we join forces and look for Higashida?" "You idiot!" "Don't be ridiculous." "It's true we went bankrupt because of Higashida." "I went to countless banks and pleaded." "I went to your bank too." "I was refused at the door." "Banks are just as bad as Higashida!" "Get out." "I said get out!" " Grab your stuff and get outta here!" " Takeshita-san." "Higashida won't feel any pain whatsoever." "I'll find that guy no matter what." "I'll make him suffer more pain than what you and I had to endure." "but" "I'll screw them back." "Double payback." "That's my style" "please call me anytime." "How did it go at Takeshita Kinzoku?" "I'm planning to go check out other places today." "They're Regional Taxation Bureau." "Regional Taxation Bureau." "Who's the branch manager?" "the branch manager." "We're conducting an inspection." "Your cooperation please." "I'm going to let you handle this." "let me take you upstairs." "Please watch your step." "there's nothing more bothersome than the Taxation Bureau's inspection." "and demand massive amount of documents." "Write down the documents we want you to provide." "and the past year's..." "I'm sorry." "Can you repeat that please." "Don't make me say it more than once." "It's a waste of time." "the majority of these inspections is a front to hide who and what they're really investigating." "Who they're actually investigating is just one company or individual out of that pool." " And a copier too." " You can make copies over there." "It's too much trouble going back and forth every time." "Just bring it in." "you guys..." "We will be happy to cooperate as long as it doesn't interfere with our normal duties." "don't you?" "shall we?" " Be careful with that gay guy Kurosaki." " Do you know something about him?" "but he was an auditor at Financial Services Agency." " Financial Services Agency?" " He's the guy that did the audit a year ago that drove Daido Bank to bankruptcy." "and he was sent to the Taxation Bureau until the heat dies down." "huh?" "But isn't it odd?" "Look at the timing." "The accounting period just ended." "they made a move this fast." "There must be a reason. to investigate a company that went bankrupt." "but there's no way they'll tell us the subject of their investigation." "Isn't there some way we can find out?" "Nakanishi." "Go get Matsushita-san from General Affairs." "Where's the copier?" "Haven't you guys noticed?" "!" "where's the copier!" "The copier." "You're slow as a snail." " I'm sorry." "We're not used to doing this." " Hurry up and bring it in." "bankers don't have any physical strength." "They're useless." "let us..." "I said this is fine here." "Or do you enjoy peeping?" "we'll leave it here." "quick!" "Thank you for your hard work." "I'll leave the clean-up to you." "Ohtsuka." " Did you erase all the data?" " Completely." "then." "A lot of copiers these days can save data internally." "We have to take precautions." "I bet those guys did this on purpose." "please." "I sure hope they didn't find it." "It's still here." "They didn't find it." "Laptop." "The data in the machine as expected." "We just have to hope the data's still on this external hard drive." "former technician." "It's here." "It's up." " Bingo." " There's a ray of hope now." " What does this mean?" " Nakanishi." "Taxation Bureau won't bother investigating a bankrupt company with debts." "Investigating on a large scale like this means..." " I see." " It means there may be enough money left somewhere that we can get a hold of." "I can never beat you." "It was a good match today." "But it's unusual for you to call me out." "Did something happen?" "Naw." "I just thought you might be feeling down." "I figured I'd get you fired up a little." "I see." "I feel energized." "Thanks." "I just happened to overhear something." "In regards to Nishi Osaka Steel." " Are you sure?" " Yeah." "A vendor I know who used to frequent Nishi Osaka Steel happened to see him." "That guy's sure to be there." "342)}Toritani Zosen" "Namino-san." "Namino-san~." "Your application for insurance." "I need your signature immediately." "Okay." "Can you bring it here?" " Sorry to trouble you." " That's okay." "Namino-san." "I knew nothing about window dressing." "Higashida did it all. is there?" "May I see the off balance sheet?" "I'm sure you still have it." "You never know when President Higashida might turn the table on you." "He's that kind of a guy. you kept the real books with you at all times." "Please show me the books from the past 3 years." "are you happy now?" "Take this and leave." "Where's Higashida now?" "I don't know." "We haven't been in contact after the company went bankrupt." "I'll change my question then." "Where is Higashida hiding his money?" "No way." "Why would..." "Window dressing wasn't the only thing you folks were doing." "Weren't you also evading taxes?" "there's a good chance there's money hidden somewhere." "Tell me the whole truth." " How much and where is the money?" " I really don't know." "give me a break!" "I just want to forget about it~." "Quit saying whatever suits you." "do you realize how many people were driven to the brink..." "I won't let you forget that easily!" "Tokyo Chuo Bank is planning to file a damage report with the police." "it won't be just Higashida." "You're an accomplice too." "I don't know anything in regards to the money." "In regards to the money?" "Higashida's probably with a woman called Miki..." "Room 806 of a luxury condo in Maiko." "That's all I know..." "Namino-san." "Medication?" "What did you do to him?" "He's prone to attacks from his chronic disease." "Naoki." "You can do whatever you want." "the most thing is people to people relationship." "you hear?" "Don't ever forget that." "I'm a filthy money lender." "Hanzawa." "Didn't Kondo tell you anything?" "But it's unusual for you to call me out." "Did something happen?" "Naw." "Kondo!" "Yuki-chan." "You guys go on ahead." "you didn't have to come all the way." " Why didn't you tell me?" " You were going through a tough time too." "I didn't want to give you unnecessary worries." "Which is a lie." "I couldn't bring myself to tell you." "That I was getting shipped out." "I know very well that I won't be returning to the bank anymore." "you can't ever recover." "that's the way banks operate." "But I'm glad I was able to help you in the end." "Hanzawa." "I don't want you to get crushed by this." "Hanzawa." "Kondo." "The train will be leaving." "The doors are closing." "I see." "So the top folks at HR cut off" "Kondo who was carrying a bomb with his disorder." "Damn." "Hanzawa." "You can't be just worrying about Kondo." "It sounds like your hearing's coming up in the next couple of days." "How are things going over there?" "Hyogo Prefecture" "I tracked down Higashida's hideout." "I'm staking out at his girlfriend's condo right now." "All right." "We can figure something out if you can snag Higashida." " Don't let him get away." " Yeah." "Fukushima Delivery Service." "Miki-san." "right?" " Who are you?" "Is President Higashida in your room right now?" "Higashida?" "I don't know." "It's no use playing dumb." "I know you and Higashida..." "Higashida." "Higashida-san." "I'll be right back." "Bring the car back around." "if it isn't Tokyo Chuo Bank's" " Hanzawa." "President Higashida." "Please pay back the 500 million we loaned you immediately." "That's asking for the impossible." "aren't you?" " Wasn't it your intent from the start to deceive..." " That's not a very nice thing to say." "so please come to the bank with me." "I refuse." "You bastard!" "you ever heard this saying? and take it away on a rainy day." "You guys make money by taking money from the weak." "Who are you to act so righteous!" "Try saying something!" "Please come with me." "hurry." "Quit messing around with that pocket change." "Hurry!" "Move it." "I'm sorry." "We lost them." "They probably won't go back to that condo anymore." "This banker...sure is an eyesore. and take it away on a rainy day." "Hello." "This is Nakanishi." "We just got the call. the hearing investigation will be held." "All right." "Is this the end of the road for me?" "wear this." "Naoki's fighting tie." "come on." "Just take it with you." "There." "We're having all you can eat homemade gyoza tonight." "Don't drown your disgust in alcohol and come straight home." "of course." "I'm off then." "I'll see you later." "They're going all out." "Taking the trouble to reserve the conference room at the Main Branch with its undisguised air of intimidation." "Chief Hanzawa and forwarded it on to the Loan Department." "Is that true?" "that's... right? the way we deal with you will change." "now." "Hanzawa." "Don't say more than you have to. don't say anything." "damage control is all we can do." "This guy Ogiso from HR who's in charge of this hearing is the sly old fox who drove Kondo until he got sick. you'll be following Kondo's footsteps." "it's smarter to quietly let it go." "you can start over." "Okay?" "Start over?" "Start what over?" "You guys make money by taking money from the weak." "Who are you to act so righteous!" "Banks are just as bad as Higashida!" "the most thing is people to people relationship." "you hear?" "Okay." "Dad... please have a seat." "but this is fine." " Suit yourself." "but the reason we asked here today is in regards to the loan you made to Nishi Osaka Steel." "the loss of 500 million was due to the fact that the company's financial statements were being window dressed. the fact that the window dressing was overlooked in the early stage is a far bigger problem." "Please tell us why such an oversight occurred." "I did not have enough time to examine it." "You mean you sent it up without examining it carefully?" "Human Resources Ogiso Tadao" "I can't believe you're the Loan Section Chief." ""I'm sorry." "don't say anything." "I understand you strongly pressed Advisor Kawahara to approve the loan." "I heard you coerced him. we incurred a loss of 500 million." "What's your thought on that?" "Don't just stand there." "Say something!" "isn't an apology in order?" "I apologize deeply." "404.222)}Loan Headquarters Sadaoka Takayuki I'm" "I apologize." "I object to the fact that I alone am being held accountable for this whole matter." "I was merely following my superior's order." "and was sent on to Headquarters." "Manager Asano clearly stated that he will take all the responsibility." "Are you shifting your responsibility to your manager?" "We talked to both Manager Asano and Assistant Manager Ejima beforehand." "Both of them said that was never said." "I'm simply telling you the truth." "That was the Manager's agenda item." "aren't you?" " What does that mean?" " There's no deep meaning." "Ogiso-san." "You seem to feel no remorse whatsoever." "but that's a waste of time." "Can you please quickly end this senseless farce?" "Watch your mouth!" "You brought disgrace those of us from the old Sangyo Chuo Bank!" "The old Sangyo Chuo." "The old Tokyo Daiichi." "That is of no concern to me!" "is absolutely." "Headquarters' Examining Division is just as guilty." " Say what?" " I provided the same material to you. yet they couldn't spot the window dressing." "That's because you coerced them into it!" "Will the Loan Department approve the loan if they're coerced?" "I'll coerce them every time from now on." "it makes life a lot easier for us." "Our policy is to let the field handle its business." "We respect the field's decision above all else." "That means that the final responsibility lies with the field office." "why do we need you?" "What's the use in having a Headquarters Examination Division if it can't be held accountable?" "A Loan Department like that is worthless." "Do away with it!" "record keeper" "Take down what I'm about to say." "I'll recover the 500 million no matter what." "I'd appreciate it if you don't ever interfere again." "but can you really collect the 500 million?" "You made an enemy of your manager." "What can you do by yourself?" "Hanzawa." "Hanzawa speaking." "This is Takeshita at Tsutenkaku." "Do you remember me?" "Of course I do." "What's going on?" "I want to knock the socks off that little shit Higashida too." "I heard you loaned 30 million to Makino Seiki huh?" "This is my policy." "That's one thing I won't compromise." "Please cherish that policy of yours." "I've known President Makino for a long time." "He was real grateful." "He said he's glad you were the one in charge." "but" "Hanzawa-han." "Let's do it." "right?" "Absolutely." "Double payback." "Yes." "Yes." "I should be back in Osaka in the afternoon." "that's so like him." "don't try to be like him." "but" "I look forward to talking with you." "Chairman." "he's..." " Do you know him?" "right?" "I hear he's an extremely capable man." "he is currently being held accountable for the 500 million yen loan mishap." "is that right?" "Are you getting rid of him?" "I left that decision to the branch manager." "Chairman?" "Is he worth more than 500 million?" "people's value can't be monetized." "That's what I believe." "Us bankers are given the power to move enormous amounts of money." "it's a power that can make or break one person's life." "That's precisely why bankers should be looking at not money." "That's what I believe."